After hail, wind, or storm leaks, homeowners usually ask: āWill my insurance company cover a roof replacement?ā We help you with inspection documentation, scope accuracy, supplements, and code-compliant repair planning ā so you can make decisions with clearer information.
These are among the largest homeowners insurance writers in Georgia by direct premium written, so Georgia homeowners are most likely to have one of these carriers.
State Farm
Frequently used by Georgia homeowners.
Allstate
Frequently used by Georgia homeowners.
USAA
Frequently used (eligibility applies).
Travelers
Frequently used by Georgia homeowners.
Auto-Owners
Frequently used by Georgia homeowners.
Farmers
Frequently used by Georgia homeowners.
American Family
Frequently used by Georgia homeowners.
Liberty Mutual
Frequently used by Georgia homeowners.
Georgia Farm Bureau
Frequently used by Georgia homeowners.
Progressive
Frequently used by Georgia homeowners.
Below is a broad reference list of commonly seen homeowners insurance brands in Georgia. If yours isnāt listed, thatās normal ā we see many more.
Your carrier matters ā but documentation and scope accuracy matter more. We help homeowners by confirming storm damage, stabilizing leaks, preparing adjuster-ready files, and supporting supplements when code or missing line items require it.
We commonly see many major carriers in Georgia roof claim situations. If your insurer isnāt listed, we can still help with inspection documentation and a code-compliant repair plan.
No. We are not affiliated with or endorsed by any insurance carrier. This is a reference list of common carriers Georgia homeowners use and we frequently encounter in roof claim contexts.
Denied or underpaid claims can sometimes be revisited with clearer documentation, code requirements, and scope details. Start at Denied / Underpaid Insurance Roof Claims.
Every insurance company follows its own internal process, but the steps that protect homeowners are largely the same. Following these best practices helps prevent delays, missed scope items, and underpaid outcomes.
Storm damage is often not visible from the ground. A documented inspection establishes cause, extent, and repairability before conversations with an adjuster.
Temporary protection (like emergency tarping) reduces interior damage and demonstrates reasonable mitigation, which most policies require.
Photos, measurements, dates, and weather context help support the correct scope and reduce disputes later in the claim process.
Initial estimates often miss code-required items, accessories, or labor steps. Reviewing the scope before work begins prevents surprises.
A denial or low estimate is not always the end of the process. Clear documentation and code references can support re-evaluation when applicable.
